Insurers Still Deny Lifesaving Drugs, Even After Pledges

Margaret Hvatum ended up in the hospital after Humana denied coverage for an immune-boosting drug, despite her ongoing need. This case highlights how insurance carriers continue to block access to essential medications through prior authorization, even after promising to streamline the process. It's a stark reminder that even when policies are *supposed* to change, the real-world impact for patients can lag significantly.